Maximise your salary.

Salary Packaging Card

Maximise your salary and enjoy your pre-tax benefit with a BankVic salary packaging card

Easy access and rewards

  • Qantas Points

    Earn Qantas Points*

    Earn 5 Qantas points for every $20 spent on eligible transactions

  • Flexibilty

    24/7 access

    Use your BankVic app to access your account anywhere & anytime

  • fast icon

    Fast and convenient

    Make contactless payments using your card or digital wallet

Card Types

Salary Packaging Cards

We offer two types of Salary Packaging cards to easily​ access and use your pre-tax salary benefit.
  1. Make a payment

    Everyday Expenses

    Use this card to pay for everyday items like your groceries, petrol, clothing, and even your mortgage

  2. Banking made easy tea icon

    Meals and Entertainment

    Use this card when dining out or paying for eligible entertainment​

  3. Choice and flexibility icon

    Both cards

    Choose one or both cards​

Get Help


  • How do I apply for an SPC card?

    Reach out directly with the Salary Packaging team of your employer.  They will advise you on what forms and documents are required in applying for a salary packaging card. 

    If they've directed you to the BankVic SPC Application Form, use the online form through the link below. You may also view the SPC Target Market Determination to get more details as to who the product is designed for.

    What is the annual spend cap for each card type?

    The annual cap benefit is legislated by the Australian Tax Office which may be subject to change.  Please visit ATO website as well.

    • Meals & Entertainment: $2,650 per FBT year 
    • Everyday Expenses: $9,010 per FBT year 
    SPC Application FormTarget Market Determination
  • How much Qantas points do I earn from my card purchases?  

    You earn 5 Qantas points for every $20 eligible transaction made using your SPC card which will be credited automatically to your registered Qantas Frequent Flyer membership number first business day of the month. Ensure that you share your Qantas Frequent Flyer membership number with us when you apply for an SPC card.  If you haven't, please contact us so we can register this to your account details.

    I do not have a Qantas Frequest Flyer membership number.  Where can I apply for one?

    When you apply and are approved for a BankVic Salary Packaging Card, you are eligible to receive complimentary Qantas Frequent Flyer membership (usually $99.50). Use the link below to apply for a complimentary QFF membership.

    Can the additional cardholder also earn Qantas Frequent Flyer Points?

    All purchases made on the additional salary packaging cardholder will earn Qantas points that will be added into the primary cardholder’s Qantas Frequent Flyer account.

    Note: The Qantas Frequent Flyer membership must match the primary cardholder's name found in BankVic database. A mismatch will result to an error therefore we will not be able to credit these points. 

    Qantas Frequent Flyer membership
  • How to add or remove a cardholder?

    Speak to your Salary Packaging Team to add or remove an additional salary packaging cardholder.

  • Do I contact BankVic or my Salary Packaging Team?

    Contact BankVic on 1300 796 902 (8am-7pm, Monday to Friday, 9am-5pm, Saturday) for the following enquiries: 

    • General account and transaction information
    • Lost or stolen and replacements cards
    • Fraudulent and disputed transactions
    • Providing your Qantas Frequent Flyer membership number
    • Enquiries about other BankVic products and services

    Contact your Salary Packaging Team for other enquires about Salary Packaging, including:

    • Discussing tax positions, salary sacrificing or the Fringe Benefits Tax
    • Eligible and ineligible transactions
    • Changes to salary packaging arrangements and salary cap benefits

Contact Us

For any queries or questions, please don't hesitate to contact us directly on 1300 796 902 (8am-7pm, Monday to Friday, 9am-5pm, Saturday) or email us anytime at

Terms & Conditions

  • *You must be a member of the Qantas Frequent Flyer Program to earn Qantas Points. A joining fee may apply. However, complimentary membership is available from BankVic if you join here. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program. BankVic salary packaging cardholders earn 5 Qantas Points per transaction for eligible purchases over $20, credited to the primary cardholder’s Qantas Frequent Flyer account.  Eligible purchases include all transactions made using the BankVic Salary Packaging Card except for excluded transactions listed in the BankVic Qantas Rewards Program terms and conditions.

  • Apple, the Apple App Store, iPhone, Siri and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Pay and Google Play are registered trademarks of Google LLC.

Terms and conditions

Important things you should know

Information on this page is general in nature and does not take into account your personal circumstances. You should consider whether it is appropriate for you before acquiring the product or service.

Fees and charges may apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request.

We recommend that you read the following documents: