New home new loan?

(1) This owner occupier variable home loan rate offer is for new borrowings and refinances from other financial institutions outside of BankVic with a minimum loan amount of $200,000. Upon expiry of the 2 year introductory rate, the interest rate will revert to our Base Variable rate applicable at that time. Borrow up to 80% of the property value with no Lenders Mortgage Insurance (LMI). First Home Buyers, Victoria Police, Health and Emergency services employees can borrow up to 90% of the property value and pay no LMI.

Cash back: Eligible members will receive a maximum cash back of $1,500 deposited into their BankVic loan account up to 20 days after the loan has funded. Cash back is limited to a maximum of two cash backs per member (each cash back applied per single property, irrespective of the number of loans involved in the transaction). Eligibility is limited to new Principal & Interest borrowings refinanced from other financial institutions to BankVic’s 2 Year Introductory Rate. This offer is available from 6 September 2021.

(1) Fixed rate benefits cannot be applied to existing products with fixed interest rate periods until the current period is rolled over.
Insurance benefits available on selected insurance policies. Discounts apply only on new policies for the first 12 months.
Early repayment and break costs may apply, please refer to Fees & Charges.
Standard property valuations are defined as those within the Metropolitan area and major regional centres and where the value is under $1 million.
Borrow up to 80% of the property value with no Lenders Mortgage Insurance (LMI). Victoria Police, Health and Emergency services employees can borrow up to 90% of the property value and pay no LMI.

(1) The owner occupier variable home loan rate offer is for new borrowings and refinances from other financial institutions outside of BankVic. Minimum loan amount of $120,000. Borrow up to 80% of the property value with no Lenders Mortgage Insurance (LMI). First Home Buyers and Victoria Police, Health and Emergency services employees can borrow up to 90% of the property value and pay no LMI.

(1) Fixed rates apply for owner occupied loans with principal and interest repayments, at the end of the Fixed Rate period the interest rate will revert to our standard variable rate applicable at that time. The minimum loan amount is $50,000. Borrow up to 80% of the property value with no Lenders Mortgage Insurance (LMI). First home buyers and Victoria Police, Health and Emergency services employees can borrow up to 90% of the property value and pay no LMI. You can make up to $10,000 pa in additional payments without incurring any penalty cost, any amounts exceeding $10,000 may incur a break cost. Please see the fees and charges guide for more information.

(1) This owner occupier variable rate home loan offer is available for new borrowings, refinances and top-ups. Minimum loan amount of $20,000. Borrow up to 80% of the property value with no Lenders Mortgage Insurance (LMI). Victoria Police, Health and Emergency services employees can borrow up to 90% of the property value and pay no LMI.

(1) Minimum loan amount of $200,000 for new principal and interest borrowings and refinances from other financial institutions. Upon expiry of the 3 year introductory rate, the interest rate will revert to our Base Variable rate applicable at that time.

(1) This owner occupier variable rate home loan offer is for new borrowings and refinances from other financial institutions outside of BankVic. Minimum loan amount of $200,000. Borrow up to 80% of the property value. First home buyers can borrow up to 90% of the property value. Offset account not available. The offer is current as at 1 July 2021. BankVic may vary or end the offer at any time without notice.