Lock in a low,
low rate

(1) This owner occupier variable home loan rate offer is for new borrowings and refinances from other financial institutions outside of BankVic. Minimum loan amount of $200,000 with an LVR up to 80%. Offset account not available. The offer is current as at 27 July 2020. BankVic may vary or end the offer at any time without notice.

Cashback: Members who take out a new owner occupier loan or refinance their existing home loan to BankVic during the campaign period will receive $2,000 cashback deposited into their BankVic loan account up to 20 days after the loan has funded. Cashback is limited to a maximum of two cashbacks (each cashback applied per single property, irrespective of the number of loans involved in the transaction).

(1) Fixed rate benefits cannot be applied to existing products with fixed interest rate periods until the current period is rolled over.
Insurance benefits available on selected insurance policies. Discounts apply only on new policies for the first 12 months.
Early repayment and break costs may apply, please refer to Fees & Charges.
Standard property valuations are defined as those within the Metropolitan area and major regional centres and where the value is under $1 million.

(1) Fixed rates apply for owner occupied loans with principal and interest repayments, at the end of the Fixed Rate period the interest rate will revert to our standard variable rate applicable at that time.
You can make up to $10,000 pa in additional payments without incurring any penalty cost, any amounts exceeding $10,000 may incur a break cost. Please see the fees and charges guide for more information.

(1) Minimum loan amount of $120,000 for new principal and interest borrowings and refinances from other financial institutions.
Upon expiry of the introductory 2 year rate, the interest rate will revert to our standard variable rate applicable at that time.