Preparing for a cyclone
Create your safety plan
Prepare your property
Know your insurance cover
Combining strong winds, heavy rain and flying debris, cyclones can be devastating. Here’s what to do before, during and after a cyclone to reduce the impact on your home or business.
Prepare your home:
- Secure the roof, walls and eaves of your premises.
- Trim tree branches around your premises. Clear away or secure items outside that could be blown about by the wind or carried away in surging water.
- Before a cyclone hits, move all vehicles under cover if possible.
- Secure all shutters, windows, doors, and any items left outdoors.
- Turn off gas and power supplies. › Speak to your broker or insurance provider to review your insurance. Make sure you know what your insurance covers, and that the sum you are insured for covers the replacement value of the items you wish to insure.
- Move your vehicles under cover, such as into a garage or carport.
- Develop your Emergency Action Plan
- Familiarise yourself and your family or colleagues with your cyclone emergency plan. Prepare an emergency pack containing tinned food, a tin-opener, water, a first- aid kit, blankets, warm clothing, spare batteries, matches, a battery- powered radio and gloves.
During a cyclone:
- Contact 000 or your local SES in any emergency. > Be aware of where the cyclone is expected to be heading.
- Use a battery-powered radio to monitor your local radio station for updates on the cyclone, weather, power supply, emergency warnings and evacuation alerts.
- Remain in your home or business if the building meets appropriate cyclone regulations and is not in a storm surge/flood-prone area.
After a cyclone:
- If there is any danger, contact 000 or your local SES.
- Continue to monitor your local radio station for updates on the weather, power supply, emergency warnings and evacuation alerts.
- Don't go outside until authorities advise that it is safe.
- Stay away from fallen power lines and anything that may be touching them.
- Avoid damaged buildings and trees, as well as creeks and rivers that are flooded.
regulations, know where you and your family or colleagues can shelter safely.
- Never drive your vehicle through flood water, even if it looks shallow.
- Monitor and follow the advice of emergency officials.
- Once the danger has passed, take photos of damaged or destroyed items before disposing of them to assist in any insurance claims.
- Speak to your broker or insurance provider to lodge your claim, or make a claim online at bankvic.com.au or call 13 63 73.
We’re here to help
If you need help with your insurance, please visit bankvic.com.au/insurance or contact us on 13 63 73 for a free no-obligation quote.