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Top Frequently Asked Questions (FAQs)

Here are some of the most common questions we receive.

  • Using the BankVic app:

    1. Tap Cards at the bottom right.
    2. Select the card that's been lost or stolen.Swipe left on the card to find the relevant card.
    3. Tap Lock card under the card.

    To unlock your card, simply tap Unlock Card.

  • You can update your home, postal and email address in internet banking:

    In internet banking:

    1. Go to Settings.
    2. Click Update My Contact Details.
    3. Update the contact details required.
    4. Click Update to submit the change/s.

    To update your title or phone number, call 13 63 73 or visit a branch.  

    BankVic branches
  • During our business hours you can call 13 63 73.

    Outside of business hours:

    • From within Australia, you can call the 24-Hour Visa Emergency Hotline on 1800 621 199.  
    • From overseas, you can call +61 2 9959 7686 or +1 303 967 1096 (free call).

    Please note that Visa will not call you from these numbers. If you do receive a call with any of these numbers displayed as the caller:

    1. Lock your card via the BankVic app immediately.
    2. Call us on 13 63 73.

    Using the BankVic app:  

    1. Tap Cards at the bottom right.
    2. Select the card that’s been lost or stolen.  
    3. Tap Need help with your card?
    4. Choose the relevant option from lost, stolen, or damaged. 
    5. You can choose to order a new card when you cancel the lost or stolen card.

    New cards will be delivered in 5-7 business days. 

  • If you had your digital wallet set up before reporting the card as lost or stolen, you'll still be able to use it.  

    You can also transfer funds to other accounts using internet banking or the BankVic app.  

  • Yes. You can let us know by completing 'Overseas travel notification' form.

    Overseas travel notification form
  • BankVic has partnered with Send Payments to provide you with a safe, fast and easy way to send and receive money around the world at competitive exchange rates. You’ll need to set up a Send account to use their international money transfer services.

    Get started
  • For security purposes, when a new card is added to a digital wallet, we'll ask you to complete a verification check before it can be used. We'll either:

    • Send a one-time password to the mobile phone number you have registered with us.
    • Ask you to call us on 13 63 73 during our business hours (Monday to Friday, 8am-6pm), and answer some security questions.
  • How does the notification work? 

    Looking at historical direct debit transactions and account balances, BankVic predicts that a direct debit dishonour is likely to occur. BankVic does not receive any information from your billers with respect to your payments. 

    Does this mean you’ll always notify me of impending payments? 

    No. We don’t receive any information from your billers about your payments so these notifications are predictions, based on previous payments. We may not be able to predict every future direct debit and your actual bill may have different due dates and amounts. Make sure you check what amount will be drawn from your account and on what day to avoid a dishonour fee.   

    What if I don’t want to receive this notification? 

    You can opt-out of these SMS notifications by clicking the unsubscribe link from the messages at any point. 

    Which direct debits won’t I be notified about?  

    You will not receive notifications for purchases that do not occur on regular payment cycles (such as PayPal and eBay) as BankVic will be unable to determine a pattern or history of a transactions to provide you alerts. 

    An alternative method to making payments with your account and BSB, is to use your Visa Debit card. If insufficient funds exist in your account, the transaction will not clear at the time of processing and will avoid any dishonour fees. 

    Why hasn’t this been done before to prevent me from being charged fees in the past? 

    As part of ongoing efforts to create exceptional member experiences, BankVic now has technology and data to enable this service. 

    Why does BankVic charge direct debit fees? 

    BankVic utilises a third-party provider to process direct debit transactions. If there are insufficient funds in your account when a direct debit is processed, BankVIic incur a fee which we are unable to absorb and must pass on.

  • After a number of unsuccessful login attempts, online banking may lock your account for security reasons. To fix this, you will need to contact us on 13 63 73 (8am-6pm, Monday to Friday).

  • The information widget boxes eg. Account Details, located on the home screen includes a feature to

    The information widget boxes eg. Account Details, located on the home screen includes a feature to hide or display the information. This works by selecting the small arrow on the right-hand side of the widget box display:

    • Arrow pointing down: if the small arrow on the right-hand side of the box is pointing down, the information is displayed.
    • Arrow point upwards: if the arro
  • You can find your BSB and 9-digit external account numbers in your statements, as well as through internet and mobile banking.

    Statements

    Your account number and 9-digit external account number can be found on your statements, above your opening balance.

    • Internet banking: Log in to internet banking, go to Account Options > BSB and Account.
    • Mobile banking: Log in to mobile banking, go to More > BSB.
    • Mobile App: Open the banking app and go to Account Balance. Select the menu on the top left of your screen, select Additional Services, and then select Account BSB Details.
  • To receive eCommunications, you must be a registered internet banking user.

    To receive online eStatments contact us on 13 63 73.

  • To change your designated email address, you can contact us or do it yourself via online banking as follows:

    Internet banking:

    1. Log in to internet banking.
    2. Go to My Preferences > My profile.
    3. Select Contact details and update your email address.
    4. Select OK to submit the changes.

    Mobile banking:

    1. Log in to mobile banking.
    2. Go to More > Personal Details.
    3. Select Contact and update your email address
    4. Select Confirm to submit the changes.
  • No. If you have questions about your account, you’ll need to contact us.

  • If you're not receiving your email notifications and we have the correct email address, it's possible that your email provider designates our eStatement notifications as junk mail and sends these to a junk mail folder. To ensure emails from us don't end up in your junk mail or spam folders, please add donotreply@bankvic.com.au to your email address book and update your anti-spam program whitelist or filters.

  • If you would like a copy of a statement that was issued more than 2 years ago you will need to call us on 13 63 73.

  • To receive eStatements, you must be a registered internet banking user. Register now.

    To receive online eStatments contact us on 13 63 73.

  • Yes, you can now view your eStatements on an iPad and iPhone. Once on the eStatements page, you will need to click on “open in new window/download.”

  • Not all browsers are capable of viewing statements in the frame. Select the ‘download’ or ‘Open in new window’ option to download the statement outside of the browser.

    1. Log in to .
    2. Go to Accounts > eStatements.
    3. A new window will open with a list of available eStatements.
    4. Choose the statement you wish to view, save or print, and it will open in a new window (note: you will need Adobe Acrobat Reader to view your eStatements).
  • Unfortunately eStatements are currently unavailable on the BankVic mobile App.

  • Statements are listed in statement number order. Because of this, the second statement may appear lower in the list.

  • No. This can only be done by clicking on Download Transactions from the welcome page.

  • To receive eStatements, you must be a registered internet banking user.> Register now

    To receive online eStatments Contact us on 13 63 73.

  • You will receive an email notifying you that your eStatement is available to view via internet banking. You will need to ensure you provide a valid email address and notify us if it changes.

    We would like to assure you that this email doesn’t contain your statement details. It is simply a notification that your eStatement is ready to be viewed online. 

  • Your statements for the quarter ending March, June, September and December will be available in the first week of the following month, ie Statements for the March quarter will be available in the first week of April.

  • No. It is important to ensure your email address is one you regularly access, correct and up-to-date at all times.

  • No. If you elect to receive eStatements for your membership, you will receive all your account statements electronically.

  • If you're not receiving your email notifications and we have the correct email address, it's possible that your email provider designates our eStatement notifications as junk mail and sends these to a junk mail folder. To ensure emails from us don't end up in your junk mail or spam folders, please add donotreply@bankvic.com.au to your email address book and update your anti-spam program whitelist or filters.

  • You can now view your statements as a PDF within the same window.

  • 3 easy ways to change your personal details:

    1. Log in to
    2. Call 13 63 73
    3. Visit a branch

    How to change your personal details via online banking

    Internet banking

    1. Log in to.
    2. Go to My preferences > My profile.
    3. You can change either your address or email 

    Please note: If you wish to update your phone number, please do so via mobile banking, the BankVic app or by calling us on 13 63 73.

    Mobile banking

    1. Log in to mobile banking.
    2. Go to More > Personal details.

    Useful information

    • Remember if calling us or visiting a branch to change your details, you'll be asked to verify your identity.
    • You can only change your personal details, and not those of your spouse or partner. More importantly, if you're a parent and changing addresses and contact details, remember to change your children's contact details too.
    • If you have taken out insurance policies through us and changed your details via online banking, you still need to call 13 63 73 option 5 so we can update your details on the insurance policies as well.
  • No. This service is currently unavailable. 

  • We have made the decision to register all our new members onto eStatements as the majority of our members do their banking and check their accounts regularly online. This ensures members have immediate access to their statements as soon as they become available. With postage costs increasing and the frequency of mail delivery decreasing, we would rather direct this money into increasing our support to our member communities and continued investment into our products and services.

  • With members being able to track their transactions online 24 hours a day using internet and mobile banking, debit card statements will be now be available quarterly. Credit card statements will be available monthly.

  • To save your statement, select the Save a Copy icon in the toolbar and choose a location on your hard drive to save the PDF file to. Then re-name the statement file and select Save.

  • Yes, you can print your eStatements in internet banking. All statements can be printed in PDF format as a replica of your paper statement.

  • Your statement is available online for up to seven years from the date appearing on your statement.

  • As with paper statements, the eStatement notification will be sent to the primary account holder and first named account holder. However, the secondary account holder may also choose to receive eStatement notifications. Contact us if you wish to set this up.

  • Yes. If after receiving one bounced email in response to an email notification we sent to you, you will start to receive paper statements again for the next cycle. You’ll see a message in that paper statement advising you to contact us in order to start receiving eStatement notifications again.

  • When you're a registered user of internet banking, you can open the following types of savings and term deposit accounts online:

    1. Log in to.
    2. Go to Accounts > New savings account . 
    3. Choose which savings account you'd like to open and then follow the on-screen instructions to complete your account opening.
    1. Log in to .
    2. Go to Accounts > New term deposit.
    3. Choose the term deposit you'd like to open by selecting your preferred term and rate and clicking on the corresponding interest rate of the term/amount.  Then follow the on-screen instructions to complete your account opening.
  • If the account is to be a joint account, the joint account holder will be asked to enter their internet banking details. Alternatively, you can change the account to joint at a later date, just contact us on 13 63 73 or visit a branch to find out how.

  • In most cases, transfers between my BankVic accounts will go through immediately.

  • Yes. You can schedule transfers into the future. You can also set up regular payments daily, weekly, fortnightly or monthly to end after a specified number of occurrences.

  • You can set up a recurring payment for a specific amount to your credit card. You can also set up payments for the closing balance or the repayment amount on the last statement via internet banking. If you need assistance with this you can contact us on 13 63 73 option 3.  

  • Yes, you can transfer to other banks and people. Simply go to the Payments tab in internet banking, and select Transfer money.

    You'll need details of the account, including the BSB Number, Account Number and Account Name that you are wishing to transfer to.

    You may choose to save these account details for future use; they'll be available within your online banking account should you wish to transfer money to that particular account again.

    Take care when entering these details as the account name cannot be verified by us prior to sending your funds.

    Incorrect information may result in funds being credited to the account of an unintended recipient if the BSB number and/or identifier do not belong to the named recipient, and loss of funds should they not reach the intended recipient. It may not be possible to recover your funds from an unintended recipient.

    If you do make an error, please let us know and we will action a Mistaken Internet Payment request where we will contact the unintended recipient’s banker and request the payment be returned. Your online banking terms and conditions includes our obligations for these reports and the ePayments Code explains further.

  • The transfer of funds feature for both internal and external transfers in online banking is available by selecting Payments > Transfer Money.

    The Transfer Money page includes a ‘Transfer To’ drop-down menu that displays when the field is selected. The drop-down menu provides a list of options to select either Pay New; Internal Accounts; Internal Personal Payees and External Personal Payees.

    ‘Transfer To’ drop-down menu options:

    Pay New – Selected for new payments to internal accounts or to other external financial institutions and for the creation of personal payees.

    Internal Accounts –All your internal accounts will be listed below this heading.

    Internal Personal Payees – Lists all your internal personal payees.

    External Personal Payees – Lists all your external personal payees.

    ‘Transfer To’ Quick Search – The ‘Transfer To’ field can be used to search for a personal payee or other item. Just start typing the first few characters of the name and any matching items will be displayed and can then be selected.

    Take care when entering these details as the account name cannot be verified by us prior to sending your funds.

    Incorrect information may result in funds being credited to the account of an unintended recipient if the BSB number and/or identifier do not belong to the named recipient, and loss of funds should they not reach the intended recipient. It may not be possible to recover your funds from an unintended recipient.

    If you do make an error, please let us know and we will action a Mistaken Internet Payment request where we will contact the unintended recipient’s banker and request the payment be returned. Your online banking terms and conditions includes our obligations for these reports and the ePayments Code explains further.

  • First, check that your loan has a redraw feature. To redraw funds from an eligible loan, select Accounts> List of Accounts then select the redraw account (e.g. L97). A Transfer option will be displayed if the loan has a redraw feature.

    Our redraw facility on variable interest rate home loans allows you to withdraw directly from your home loan account any repayments you've made that are more than your contractual repayments.

    The minimum redraw amount is $50 and the maximum is the amount of advance repayments you've made. You can make as many redraws as you like and there's no fee to do so.

  • First, check that your loan has the redraw feature. To redraw funds from an eligible loan, select Accounts, followed by List of Accounts, and then select the redraw account (e.g. L27). A transfer option will be displayed if the loan has a redraw feature.

    Please ensure you only redraw funds to an internal BankVic savings or transaction account. From there this can then be transferred externally if required. Please do not set up direct debits to a loan with redraw as they cannot be facilitated. 

  • After logging into internet banking, VISA debit and credit cards can be activated by going into the tab ‘Account Options’, followed by ‘Card Activation’. You will then need to enter the card number and expiry date, followed by ‘Activate’. Expiry Date must be entered using the pin pad provided. The pin pad is selected by clicking the small icon provided next to the Expiry Date field.

  • Telegraphic Transfers cannot be ordered online. If you are requiring an overseas payment to be sent, you can contact us on 13 63 73 option 3 Monday to Friday 9am – 4pm (American Express processing times) and we can assist you with this.

    Effective 31st December 2022, Drafts are no longer available through BankVic.

  • Yes. Both your residential and postal addresses and your contact details can be changed via internet and mobile phone banking.

    • Mobile banking: login to mobile phone banking. Select "More". Choose "Personal Details" and update your address, phone and email details here. Click Confirm to register the changes.
    • Internet banking: login to internet banking. Select "My Preferences" then "My Profile", select "Address details" or "Contact details". Click "Update" to submit. You can also have your details updated by contacting Service & Sales on 13 63 73 (8am-6pm, Monday to Friday), or visit a branch.

    Please note:

    • If you wish to update your phone number, please do so via mobile banking, the BankVic app or by calling us on 13 63 73.
    • Your residential address cannot be changed to a post office box.
  • This occurs when your computer’s configuration does not meet our download requirements. It requires Internet Explorer / Mozilla Firefox to be configured for downloads. Follow the steps outlined below to fix this problem.

    1. Go to Tools > Internet Options.
    2. On the Privacy tab, make sure the bar is no higher than Medium. If the bar doesn’t display and just says Custom, click on Default Level and the bar will show.
    3. Click OK to save your changes.
    4. On the Security tab, make sure the bar is no higher than Medium on the Internet zone. If the bar doesn’t display and just says Custom, click on Default Level and the bar will show.
    5. Click OK to save your changes.
  • BPAY® View allows you to receive and view your bills through the secure environment of online banking. You can do away with paper bills and efficiently manage your bills online. With BPAY View you can view, pay and track payments at any time. To get started, register for the bills you wish to receive electronically via internet banking.

  • Hundreds of bills are available through BPAY® View. Check if the biller offers BPAY View by looking for the words BPAY View in the payment option section on your paper bill, or visit the BPAY web site.

  • You can cancel BPAY® View at any time by cancelling billers that you’ve previously registered.

  • No. BPAY® View is free to use via online banking.

  • BPAY® View bills and eStatements require Adobe Acrobat or another compatible PDF program to be installed on your computer to view your eStatements. If you don't have Adobe Acrobat Reader, visit www.adobe.com/reader to download a free Adobe reader.

  • This may occur when your computer’s configuration does not meet the systems download requirements. It requires Internet Explorer / Mozilla Firefox to be configured for downloads.

  • If you have made an error, a ‘mistaken internet payment’ (MIP) which is when an incorrect BSB and/or account number are entered and the funds are paid into the account of an unintended recipient, we may be able to assist you to retrieve the funds.

    Every time you use internet or mobile banking to transfer funds we warn you to check the details you have entered are correct before you click ‘enter’. However, if you do make an error there are ways we can assist. First you should contact us as soon as possible, the faster we hear about the error, the faster we can help. Call us on 13 63 73 to report your MIP, even if it’s after hours, leave a message and we’ll be in touch.

    We will help as much as we can but unfortunately we’re not always successful, that’s why it’s important to check the details thoroughly and let us know as soon as you can – delays may affect your liability if there is a loss.

    BPAY® also have procedures in place to ensure that funds do not go astray.

    If you simply selected the wrong payee from a list of existing payees, you would need to contact the payee directly.

    For more information on MIPs see the BankVic Terms and Conditions or contact us on 13 63 73.

  • We will provide you with an eStatement available via internet banking at least every 3 months and more frequently for those members who have credit cards or continuing credit. You will receive an email notification of when your statement is available on internet banking.

  • Statements contain all transactions that have taken place during the statement period. Transactions are sorted in date order. A running balance is also located on the right hand side of the statement.

    You can easily view your member number, BSB and statement date at the top right hand side of the statement. Your account numbers are located on the first line of each account section prior to your transactions in the Transaction Details section.

  • To find out more about a transaction you can log into internet banking and view more detail by clicking on a particular transaction in the transaction details section or by calling 13 63 73 option 3.

    The additional information you can access includes:

    • Transaction date
    • Transaction time
    • Authorisation time
    • Receipt number
    • Card details (where applicable) to identify which account holder.
  • For direct debits: You can contact us to request that we cancel a direct debit arrangement. We’ll complete your request within one business day. You can also contact the biller directly if you wish. If we cancel a direct debit request for you, you should still notify the biller to avoid any fees they may charge for a rejected direct debit.

    For recurring payments: To cancel a recurring payment arrangement with a third-party, you will need to cancel the agreement with the third party directly. For example, if you cancel your streaming subscription, the service provider must stop debiting your Visa card within the timeframe stipulated in the agreement.

    If you need help with direct debits or recurring payments, you can call us on 13 63 73.

DOWNLOADABLE RESOURCES

Forms & Documents

OUR LOCATIONS

Branches & ATMs

  • Open 9:30am-4pm, Monday to Friday.

    278 Spencer Street, Melbourne VIC 3000

    Open in Google Maps

    Book appointment
  • Open 9:30am-4pm, Monday to Friday.

    Brandon Business Park, Building 4, 540 Springvale Road, Glen Waverley VIC 3150

    Open in Google Maps

    Book appointment
  • Open 9:30am-4pm, Monday to Friday.

    Monash Medical Centre, Level 2, 246 Clayton Rd, Clayton VIC 3168 (Opposite Henry & Co Cafe)

    Open in Google Maps

    Book Appointment
  • Open 9:30am-4pm, Monday to Friday.

    Tower 1
    Level 24, 311 Spencer St, Docklands VIC 3008

    Book appointment

CONTACT US

Get in touch

  • feature card image general enquiries

    General enquiries

    Monday to Friday, 8am to 6pm (AEST)
    13 63 73
    info@bankvic.com.au

    Overseas
    +613 9268 9373

    GPO Box 2074, Melbourne VIC 3001

  • featured card image lost card

    Lost or stolen cards

    Monday to Friday, 8am to 6pm (AEST)
    13 63 73

    If it’s outside of business hours, call the VISA 24hr Emergency Hotline
    1800 621 199

    Overseas
    +612 9959 7686 or
    +1303 967 1090

  • feature card image online enquiries

    General enquiries and feedback

    If you would like more information on any of our products or services, please fill out our general enquiries and feedback form.

    Make an enquiry
  • Upgrade refinance your home

    National Relay Service

    You can communicate with a hearing person on our team using the phone, even if you’re unable to hear or use your voice.

    Use the National Relay Service
  • translation services

    Translation services

    The Australian Government has a free translating and interpreting service to help people whose first language isn’t English.

    Find out more
  • make a complaint

    Complaints

    If you are dissatisfied with how we have served you, we want to know so we can make things right.

    Make a complaint

Serving all Statutory Notices

BankVic’s address for service of statutory notices and legal documents (including writs, subpoenas, and garnishee orders) is:

The Proper Officer
BankVic
Level 8, 505 Little Collins Street,
Melbourne VIC 3000
Australia
Service of Notices will not be accepted via fax or email.    

Police matters
For law enforcement agency enquiries relating to the service/execution of Warrants or Notices to Produce, please contact BankVic via email at operations@bankvic.com.au 

Terms and conditions

We recommend that you read the following documents: