For police, emergency, health and government workers
BankVic Membership Benefits
Enjoy amazing benefits with your BankVic membership.
Award-winning home loans
For years we have been recognised for our commitment in delivering value to our members
More than just a bank
We were established to serve you and help you go further in life.
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For good
We use our profits to improve our services and benefit the communities you care about.
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Award-winning deposits
We won Money Magazine's term deposit award in 2026.
Our products
Wherever you are on your financial journey, we've got you covered.
Everyday account
A day to day bank account that gives you easy access to your money with $0 fees
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Savings accounts
We have a variety of savings accounts that can help you achieve your goals faster
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Term Deposits
Invest with peace of mind knowing your rate is locked in for the long term
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Credit Cards
Our credit cards are fee-free and provide great features which you can use for your daily needs or that next overseas trip.
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Home loans
We have fantastic award-winning home loan products for investors and owner occupiers.
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Special police offers
Our products are designed with police first in mind.
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Eligibility
When you join BankVic you become a member and equal shareholder in a 100% member-owned bank. Your membership shares cost $10 upon joining.
As the bank for the police, emergency services, and health workers, our profits are reinvested to provide better value banking and to support our community.
You may apply for BankVic membership if you are an Australian citizen or resident and you are either:- a member or an employee of a police force
- a person involved in emergency services, health work, or the government sector, as defined below
- a family member of one of the above BankVic members
In particular, eligible members are:
- Police - any employee of an Australian State, Territory or Federal Police Force and any member or employee of The Police Association of Victoria (TPAV), Northern Territory Police Association (NTPA) or Australian Federal Police Association (AFPA).
- Emergency Services - any employee of an Australian State, Territory or Federal Emergency Services provider.
- Health – any registered health practitioner with the Australian Health Practitioner Regulation Agency (AHPRA), as well as any employee or contractor of an Australian public or private hospital.
- Government - any employee of the Australian Government Sector, defined as an employee of a federal government primary body within the Australian Government Organisations Register (AGOR) and the corresponding equivalent bodies for State and Territory governments.
To be eligible for a BankVic home loan, you must be a BankVic member. You can apply for membership as part of your home loan application.
For your home loan journey
Watch this short video of our Financial Wellbeing Manager, Angela Martin, on why BankVic may suit you for your home loan needs
Frequently Asked Questions
Here are some of the most common questions we receive.
Yes, BankVic offers these payment options.




