Autumn 2021 campaign - Does your home loan still fit?
Offer: $1,500 cash back

Does your home loan still fit?

Refinance to our 3 year introductory rate home loan with $1500 cash back and start saving



Variable rate



Comparison rate

Terms and conditions apply - see here

Why BankVic?

Why choose us?

  • communities

    100% member-owned

    Being member-owned means our profits benefit our members and their communities

  • We make it easy

    We make it easy

    We are online, it's easy to get us on the phone, or visit a branch

  • Hand and money

    We're flexible

    We work with you to find what's right for you, not everyone else


Who can apply for our home loans?

Find out if you're eligible to apply for a BankVic home loan.
  1. Becoming a BankVic member

    Be eligible to be a BankVic member

    If you are a serving police, health or emergency service worker, work in the Victorian public service or related to or close friends with one of these workers you are eligible to be a BankVic member

  2. Be at least 18 years of age

    You must be 18 years or older and an Australian citizen

  3.  income

    Have a regular PAYG income

    You must have a regular PAYG income and be outside any probationary periods of employment

  4. email address

    Have an email address

    If you are making a joint application, both parties must have different email addresses

With you every step

Meet a
mobile lender

Our mobile lenders will work to find the best loan for your unique situation.


We're here to help
at every step

Terms and conditions

Important things you should know

Information on this page is general in nature and does not take into account your personal circumstances. You should consider whether it is appropriate for you before acquiring the product or service.

Fees and charges may apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request.

We recommend that you read the following documents: