Why BankVic?
Why choose us?
100% member-owned
Being member-owned means our profits benefit our members and their communities
We make it easy
We are online, it's easy to get us on the phone, or visit a branch
We're flexible
We work with you to find what's right for you, not everyone else
Compare
Home loans with more than low rates
Offer: $2,000 cashback
Base Variable
2.74p.a.
Variable rate
2.78p.a.
Comparison rate
$600 establishment fee
$0 ongoing, annual or package fees
Up to 80% LVR with no Lenders Mortgage Insurance
Redraw available (min $50)
Flexible repayments weekly, fortnightly or monthly
Unlimited additional repayments
$2000 cash back available for eligible loans
Apply Now Terms and conditions apply
Fixed Rate
2.60p.a.
2 year fixed rate
3.72p.a.
Comparison rate
$600 establishment fee
$0 ongoing, annual or package fees
Up to 80% LVR with no Lenders Mortgage Insurance
Offset & Redraw not available
Flexible repayments weekly, fortnightly or monthly
Additional repayments limited to $10k per year
Additional terms available between 1 and 5 years
Apply Now Terms and conditions apply
Eligibility
Who can apply for our home loans?
Be eligible to be a BankVic member
If you are a serving police, health or emergency service worker, work in the Victorian public service or related to or close friends with one of these workers you are eligible to be a BankVic member
Be at least 18 years of age
You must be 18 years or older and an Australian citizen
Have a regular PAYG income
You must have a regular PAYG income and be outside any probationary periods of employment
Have an email address
If you are making a joint application, both parties must have different email addresses
With you every step
Meet a
mobile lender
WAYS TO APPLY
We're here to help
at every step
Compare online
Compare and select from our range of home loan products above
Call 13 63 73
To speak to one of our home lending experts
Meet a mobile lender
Get help from an expert face to face or online
Get in touch
Visit us in branch
Find the branch closest to you
See branches
Terms and conditions
Important things you should know
Information on this page is general in nature and does not take into account your personal circumstances. You should consider whether it is appropriate for you before acquiring the product or service.
Fees and charges may apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request.
We recommend that you read the following documents: